Terms of Use
LAST UPDATED: May 4th, 2026
1. Acceptance of Terms
By accessing or using the website located at kuorumwealth.com (the “Site”), submitting any information through our forms or partner channels, or communicating with Kuorum Partners Wealth, LLC (“KPW,” “we,” “us,” or “our”), you agree to be bound by these Terms of Use (the “Terms”). If you do not agree to these Terms, do not use the Site or our services.
2. Description of Services
KPW provides licensed insurance and financial advisory services, including life insurance, annuities, retirement planning, health insurance referrals, and related products. All insurance products are offered through licensed insurance agencies and are subject to underwriting, state availability, and carrier acceptance. KPW may operate through or alongside partner programs and channels, including but not limited to COBRABridge.
3. Eligibility
You must be at least eighteen (18) years of age and a legal resident of the United States to use our services. By using the Site or submitting information through any KPW form, you represent that you meet these eligibility requirements.
4. Communications
By providing your contact information and opting in where applicable, you consent to be contacted by KPW by phone, email, text, automatic telephone dialing systems, pre-recorded messages, and AI-powered systems, regarding the services you are requesting. Message and data rates may apply. You may revoke consent at any time by replying STOP to any text, requesting removal on any call, using an email unsubscribe link, or emailing info@kuorumwealth.com. Consent is not a condition of purchasing any goods or services.
5. Permitted Use
You may use the Site for lawful personal purposes only, including researching and requesting information about insurance and financial products offered through KPW. You may not use the Site or our services in any manner that violates applicable law, infringes the rights of others, or interferes with the operation of the Site.
6. User-Submitted Information
You are responsible for the accuracy of information you submit through our forms and communications. You agree to provide true, current, and complete information. KPW may rely on the information you provide in preparing quotes, recommendations, and service delivery.
7. Insurance Product Disclaimers
Information presented on the Site is for general educational purposes and does not constitute an offer of insurance or a guarantee of coverage. All quotes, policy terms, and premium amounts are subject to carrier approval and underwriting. Past performance of any financial product is not indicative of future results. Nothing on the Site should be construed as tax, legal, or investment advice; consult a qualified professional for advice specific to your situation.
8. Intellectual Property
All content on the Site, including text, graphics, logos, and software, is the property of KPW or its licensors and is protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any Site content without prior written permission from KPW.
9. Third-Party Services and Links
The Site may contain links to, or be accessed through, third-party websites and partner platforms. KPW does not control and is not responsible for the content, privacy practices, or terms of any third-party site. Your use of third-party sites is at your own risk and subject to the terms of those sites.
10. Disclaimer of Warranties
The Site and services are provided on an “as is” and “as available” basis without warranties of any kind, either express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, and non-infringement. KPW does not warrant that the Site will be uninterrupted, error-free, or secure.
11. Limitation of Liability
To the maximum extent permitted by applicable law, KPW shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the Site or services, including but not limited to loss of profits, data, or goodwill, even if advised of the possibility of such damages. KPW’s total liability for any claim arising out of these Terms shall not exceed one hundred dollars ($100).
12. Indemnification
You agree to indemnify, defend, and hold harmless KPW, its affiliates, officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including reasonable attorney fees) arising out of or related to your use of the Site, your violation of these Terms, or your violation of any rights of a third party.
13. Governing Law and Dispute Resolution
These Terms are governed by the laws of the State of Florida, without regard to its conflict of laws principles. Any dispute arising out of or relating to these Terms or your use of the Site shall be resolved exclusively in the state or federal courts located in Hillsborough County, Florida, and you consent to the personal jurisdiction of those courts.
14. Changes to These Terms
KPW may update these Terms from time to time at its discretion. Continued use of the Site after any such update constitutes your acceptance of the revised Terms. The “Last Updated” date at the top of these Terms indicates when they were last revised.
15. Contact
Questions about these Terms may be directed to: Kuorum Partners Wealth, LLC · info@kuorumwealth.com